Every year, millions of people lose billions on poor forex rates simply because they did not know a better rate existed. Vertexa exists to change that.
Most people who send money internationally use the same vendor they have always used — their bank, or the app they heard about first. They have no idea they are often overpaying by 3 to 5 percent on every transfer.
On a CAD 2,000 transfer that is CAD 60 to 100 gone. Do that every month and you have lost over CAD 1,000 in a year — simply because nobody showed you a better rate was available right down the street or one app away.
The global forex market processes over $7.5 trillion per day — yet most individual senders have no idea if they are getting a fair rate. We built Vertexa to fix that.
Global platforms like Wise and Revolut are excellent — but they are not always the best rate for every corridor. Local exchange bureaus often beat the big names by a meaningful margin. Nobody was showing both. So we built Vertexa to show both.
See exactly what each vendor pays out after all fees. No estimates on Wise — live API data only.
Wise rates powered by live API · All rates. One focus.
Three principles guide every decision we make at Vertexa.
We show you the real all-in cost — rate, fees, what you actually receive. No hidden margins, no misleading zero percent fee claims that hide a poor rate.
We apply one consistent standard to every provider we compare. The best rate always ranks first, decided purely by the numbers — independent of any business relationship involved. That consistency is our product.
Whether you are a student sending money home, a business paying overseas suppliers, or a family supporting relatives — Vertexa works for you.
If a vendor has a better rate today, we show it first — that never changes, regardless of any business relationship involved.
Every product decision starts with one question: does this make it easier for our user to get the best rate? If the answer is no, we do not build it.
The best comparison tool is the one people actually use. We obsess over removing friction at every step.
We believe local exchange bureaus deserve visibility alongside global giants. Real competition produces better rates for everyone.
Frustrated by overpaying on CAD to USD transfers, we start building a simple spreadsheet comparing 6 vendors manually. The savings are immediate and significant.
We begin integrating vendor APIs and building the comparison engine. First version supports 40 currency pairs and 4 vendors.
We add the first local exchange bureaus in the United States and Canada. Users start finding rates 3 to 4 percent better than their usual provider.
We launch rate alerts via email and SMS. Users begin timing transfers to catch peak rates.
Full public launch — 14 currencies, 6 vendors per search, rate alerts, crypto pairs. Expanding local vendor network to 15 countries.
Our team spans Canada, the United States, and the UK — we send money internationally ourselves, every month.
Entrepreneur based between Canada and the United States. Built Vertexa after years of overpaying on CAD to USD transfers.
Former fintech product lead with 8 years building consumer finance tools across three continents.
Previously built real-time FX data pipelines at a major London trading firm. Obsessed with latency and accuracy.
Whether you are a user, a local vendor wanting to be listed, a journalist, or a potential partner — reach out.
Questions, feedback, suggestions
support@thevertexa.comList your exchange on Vertexa
vendors@thevertexa.comNo account needed. No credit card. Enter your currency pair and see all 6 vendors in seconds.