IBAN Format in Kosovo
20 characters · 3 banks · EUR
How many characters does an IBAN in Kosovo have?
An IBAN in Kosovo has 20 characters. It starts with the country code XK, then 2 check digits, then 16 characters that hold the bank and account details.
XK05 1212 0123 4567 8906| Bank code | Example IBAN |
|---|---|
| — | XK05 1212 0123 4567 8906 |
- Bank code—
- ExampleXK05 1212 0123 4567 8906
| Bank code | Example IBAN |
|---|---|
| — | XK05 1212 0123 4567 8906 |
- Bank code—
- ExampleXK05 1212 0123 4567 8906
| Bank code | Example IBAN |
|---|---|
| — | XK05 1212 0123 4567 8906 |
- Bank code—
- ExampleXK05 1212 0123 4567 8906
How IBAN works in Kosovo
Banks in Kosovo use a 20-character IBAN following the pattern XK## #### #### #### ####. The country code in every Kosovo IBAN is XK, and accounts are denominated in EUR. When sending money into Kosovo, always run the IBAN through validation (above) and confirm it with the recipient — a single wrong digit can route the payment to the wrong account.
Common questions about IBANs in Kosovo
What is the country code for IBANs in Kosovo?
It is XK. Every IBAN in Kosovo starts with XK, followed by 2 check digits.
Where do I find my IBAN?
In your online banking or banking app, on a bank statement, or by asking your bank. Copy it exactly as shown.
Does a correct-looking IBAN prove the account exists?
No. A correct format only means the length and check digits fit. It does not prove the account exists or belongs to the right person. Confirm the details with the person you are paying before you send money.