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IBAN Format in Montenegro

22 characters · 3 banks · EUR

How many characters does an IBAN in Montenegro have?

An IBAN in Montenegro has 22 characters. It starts with the country code ME, then 2 check digits, then 18 characters that hold the bank and account details.

STANDARD FORMAT
ME## #### #### #### #### ##
ExampleME25 5050 0001 2345 6789 51
Addiko Bank A.D. Podgorica
Bank codeExample IBAN
—ME25 5050 0001 2345 6789 51
  • Bank code—
  • ExampleME25 5050 0001 2345 6789 51
Adriatic Bank AD Podgorica
Bank codeExample IBAN
—ME25 5050 0001 2345 6789 51
  • Bank code—
  • ExampleME25 5050 0001 2345 6789 51
Centralna Banka Crne Gore (Central Bank of Montenegro)
Bank codeExample IBAN
—ME25 5050 0001 2345 6789 51
  • Bank code—
  • ExampleME25 5050 0001 2345 6789 51

How IBAN works in Montenegro

Banks in Montenegro use a 22-character IBAN following the pattern ME## #### #### #### #### ##. The country code in every Montenegro IBAN is ME, and accounts are denominated in EUR. When sending money into Montenegro, always run the IBAN through validation (above) and confirm it with the recipient — a single wrong digit can route the payment to the wrong account.

Common questions about IBANs in Montenegro

What is the country code for IBANs in Montenegro?

It is ME. Every IBAN in Montenegro starts with ME, followed by 2 check digits.

Where do I find my IBAN?

In your online banking or banking app, on a bank statement, or by asking your bank. Copy it exactly as shown.

Does a correct-looking IBAN prove the account exists?

No. A correct format only means the length and check digits fit. It does not prove the account exists or belongs to the right person. Confirm the details with the person you are paying before you send money.