Back to IBAN Checker
🇸🇲

IBAN Format in San Marino

27 characters · 3 banks · EUR

How many characters does an IBAN in San Marino have?

An IBAN in San Marino has 27 characters. It starts with the country code SM, then 2 check digits, then 23 characters that hold the bank and account details.

STANDARD FORMAT
SM## A### #### #### #### #### ###
ExampleSM86 U032 2509 8000 0000 0270 100
San Marino IBAN, piece by piece
  1. SMCountry codeSM = San Marino
  2. 86Check digitsCatch typing mistakes
  3. U032 2509 8000 0000 0270 100Bank and account details23 characters

Example only. Your own numbers will be different.

Banca di San Marino SPA
Bank codeExample IBAN
—SM86 U032 2509 8000 0000 0270 100
  • Bank code—
  • ExampleSM86 U032 2509 8000 0000 0270 100
Banca Agricola Commerciale Istituto Bancario Sammarinese S.P.A.
Bank codeExample IBAN
—SM86 U032 2509 8000 0000 0270 100
  • Bank code—
  • ExampleSM86 U032 2509 8000 0000 0270 100
Banca Centrale Della Repubblica di San Marino
Bank codeExample IBAN
—SM86 U032 2509 8000 0000 0270 100
  • Bank code—
  • ExampleSM86 U032 2509 8000 0000 0270 100

How IBAN works in San Marino

Banks in San Marino use a 27-character IBAN following the pattern SM## A### #### #### #### #### ###. The country code in every San Marino IBAN is SM, and accounts are denominated in EUR. When sending money into San Marino, always run the IBAN through validation (above) and confirm it with the recipient — a single wrong digit can route the payment to the wrong account.

Common questions about IBANs in San Marino

What is the country code for IBANs in San Marino?

It is SM. Every IBAN in San Marino starts with SM, followed by 2 check digits.

Where do I find my IBAN?

In your online banking or banking app, on a bank statement, or by asking your bank. Copy it exactly as shown.

Does a correct-looking IBAN prove the account exists?

No. A correct format only means the length and check digits fit. It does not prove the account exists or belongs to the right person. Confirm the details with the person you are paying before you send money.