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SWIFT/BIC Codes in Ghana

59 codes · 33 banks · GHS

What is a SWIFT/BIC code in Ghana?

A SWIFT/BIC code is a bank's ID for international transfers. It has 8 or 11 characters. The 5th and 6th characters show the country. For Ghana that is GH. The last 3 characters, when there are 11, point to a branch.

Sources: ISO

ABSA BANK OF GHANA LIMITED

SWIFT/BIC	City	Branch
BARCGHACCSS	ACCRA	ABSA GHANA CUSTODY SECURITIES SERVICES
BARCGHAC	ACCRA	ALL BRANCHES IN GHANA
BARCGHACOBU	ACCRA	OFFSHORE BANKING UNIT

BARCGHACCSSACCRA · ABSA GHANA CUSTODY SECURITIES SERVICES
BARCGHACACCRA · ALL BRANCHES IN GHANA
BARCGHACOBUACCRA · OFFSHORE BANKING UNIT

ACCESS BANK (GHANA) PLC

SWIFT/BIC	City	Branch
ABNGGHAC	ACCRA	—

ABNGGHACACCRA

AGRICULTURAL DEVELOPMENT BANK

SWIFT/BIC	City	Branch
ADNTGHAC	ACCRA	—

ADNTGHACACCRA

ARB APEX BANK LIMITED

SWIFT/BIC	City	Branch
AREXGHAC	ACCRA	—

AREXGHACACCRA

BANK OF AFRICA - GHANA LIMITED

SWIFT/BIC	City	Branch
AMMAGHAC	ACCRA	—

AMMAGHACACCRA

BANK OF GHANA

SWIFT/BIC	City	Branch
BAGHGHA3	ACCRA	—
BAGHGHA2	ACCRA	—
BAGHGHAC	ACCRA	—
BAGHGHA5	ACCRA	—
BAGHGHA4	ACCRA	—
BAGHGHAB	ACCRA	—

BAGHGHA3ACCRA
BAGHGHA2ACCRA
BAGHGHACACCRA
BAGHGHA5ACCRA
BAGHGHA4ACCRA
BAGHGHABACCRA

CALBANK PLC

SWIFT/BIC	City	Branch
ACCCGHACCBS	ACCRA	CAL BANK CUSTODY SERVICES
ACCCGHAC	ACCRA	—

ACCCGHACCBSACCRA · CAL BANK CUSTODY SERVICES
ACCCGHACACCRA

CENTRAL SECURITIES DEPOSITORY (GH) LTD

SWIFT/BIC	City	Branch
CSDRGHAC	ACCRA	—

CSDRGHACACCRA

CONSOLIDATED BANK GHANA LIMITED

SWIFT/BIC	City	Branch
CBGHGHAC	ACCRA	—

CBGHGHACACCRA

CONTROLLER AND ACCOUNTANT-GENERAL'S DEPARTMENT

SWIFT/BIC	City	Branch
CODGGHAC	ACCRA	—

CODGGHACACCRA

ECOBANK GHANA PLC

SWIFT/BIC	City	Branch
ECOCGHAC	ACCRA	—
ECOCGHACCUS	ACCRA	—
ECOCGHACKSI	KUMASI	KUMASI BRANCH
ECOCGHACTDI	TAKORADI	TAKORADI BRANCH
ECOCGHACTMA	TEMA	TEMA BRANCH

ECOCGHACACCRA
ECOCGHACCUSACCRA
ECOCGHACKSIKUMASI · KUMASI BRANCH
ECOCGHACTDITAKORADI · TAKORADI BRANCH
ECOCGHACTMATEMA · TEMA BRANCH

FBNBANK GHANA LIMITED

SWIFT/BIC	City	Branch
INCEGHAC	ACCRA	—

INCEGHACACCRA

FIDELITY BANK GHANA LIMITED

SWIFT/BIC	City	Branch
FBLIGHAC	ACCRA	—

FBLIGHACACCRA

FIRST ATLANTIC BANK LIMITED

SWIFT/BIC	City	Branch
FAMCGHAC	ACCRA	—

FAMCGHACACCRA

FIRST NATIONAL BANK GHANA LIMITED

SWIFT/BIC	City	Branch
FIRNGHAC	ACCRA	—
FIRNGHACCUS	ACCRA	FNB GHANA SECURITIES SERVICES UNIT

FIRNGHACACCRA
FIRNGHACCUSACCRA · FNB GHANA SECURITIES SERVICES UNIT

GCB BANK PLC

SWIFT/BIC	City	Branch
GHCBGHAC	ACCRA	—
GHCBGHACKSI	KUMASI	—
GHCBGHACTDI	TAKORADI	—
GHCBGHACTMA	TEMA	—

GHCBGHACACCRA
GHCBGHACKSIKUMASI
GHCBGHACTDITAKORADI
GHCBGHACTMATEMA

GHANA EXPORT-IMPORT BANK

SWIFT/BIC	City	Branch
GHEIGHAC	ACCRA	—

GHEIGHACACCRA

GHANA REVENUE AUTHORITY

SWIFT/BIC	City	Branch
GHRAGHAC	ACCRA	—

GHRAGHACACCRA

GUARANTY TRUST BANK (GHANA) LTD

SWIFT/BIC	City	Branch
GTBIGHAC	ACCRA	—

GTBIGHACACCRA

NATIONAL INVESTMENT BANK

SWIFT/BIC	City	Branch
NIBGGHAC	ACCRA	—

NIBGGHACACCRA

OMNIBSIC BANK GHANA LIMITED

SWIFT/BIC	City	Branch
OMBLGHAC	ACCRA	—

OMBLGHACACCRA

PRUDENTIAL BANK LIMITED

SWIFT/BIC	City	Branch
PUBKGHAC	ACCRA	—

PUBKGHACACCRA

REPUBLIC BANK (GHANA) PLC

SWIFT/BIC	City	Branch
HFCAGHAC	ACCRA	—
HFCAGHACCSD	ACCRA	CUSTODY SERVICES

HFCAGHACACCRA
HFCAGHACCSDACCRA · CUSTODY SERVICES

SARPONG CAPITAL MARKETS LIMITED

SWIFT/BIC	City	Branch
SRCMGHA2	ACCRA	—

SRCMGHA2ACCRA

SECONDSTAX LIMITED

SWIFT/BIC	City	Branch
SECXGHA2	ACCRA	—

SECXGHA2ACCRA

SOCIAL SECURITY AND NATIONAL INSURANCE TRUST

SWIFT/BIC	City	Branch
SSNTGHAC	ACCRA	—

SSNTGHACACCRA

SOCIETE GENERALE GHANA PLC

SWIFT/BIC	City	Branch
SSEBGHAC	ACCRA	—
SSEBGHACKSI	KUMASI	—
SSEBGHACTAM	TAMALE	—

SSEBGHACACCRA
SSEBGHACKSIKUMASI
SSEBGHACTAMTAMALE

STANBIC BANK GHANA LTD

SWIFT/BIC	City	Branch
SBICGHAC	ACCRA	—

SBICGHACACCRA

STANDARD CHARTERED BANK GHANA PLC

SWIFT/BIC	City	Branch
SCBLGHAC	ACCRA	HEAD OFFICE
SCBLGHACSSU	ACCRA	SECURITIES SERVICES UNIT
SCBLGHACTDI	TAKORADI	—
SCBLGHACKSI	KUMASI	—
SCBLGHACTMA	TEMA	—

SCBLGHACACCRA · HEAD OFFICE
SCBLGHACSSUACCRA · SECURITIES SERVICES UNIT
SCBLGHACTDITAKORADI
SCBLGHACKSIKUMASI
SCBLGHACTMATEMA

TAKORADI INTERNATIONAL COMPANY

SWIFT/BIC	City	Branch
TAKOGHAC	TAKORADI	—

TAKOGHACTAKORADI

UNITED BANK FOR AFRICA (GHANA) LTD

SWIFT/BIC	City	Branch
STBGGHAC	ACCRA	—

STBGGHACACCRA

UNIVERSAL MERCHANT BANK LTD

SWIFT/BIC	City	Branch
MBGHGHACTMA	TEMA	—
MBGHGHACTDI	TAKORADI	—
MBGHGHACKSI	KUMASI	—
MBGHGHAC	ACCRA	—

MBGHGHACTMATEMA
MBGHGHACTDITAKORADI
MBGHGHACKSIKUMASI
MBGHGHACACCRA

ZENITH BANK (GHANA) LTD

SWIFT/BIC	City	Branch
ZEBLGHAC	ACCRA	—

ZEBLGHACACCRA

How SWIFT works in Ghana

Banks in Ghana use SWIFT/BIC codes to receive international wires and cross-border payments. The country code in every Ghana BIC is GH (positions 5–6 of the code). When sending money into Ghana, always match both the SWIFT code and the recipient's bank branch/city to avoid routing errors.

Common questions about SWIFT/BIC codes in Ghana

How do I find my bank's SWIFT code in Ghana?

Search for your bank in the list on this page. You can also check your online banking, a bank statement, or ask your bank. Always confirm the code with the bank before you send money.

Is the SWIFT code the same for all branches?

Not always. An 8-character code names the bank. An 11-character code adds a branch or unit. Some banks accept the 8-character code for every branch and some need the exact branch code, so ask the bank you are paying.

Does Ghana use IBAN?

No. Ghana is not on our list of IBAN countries. To pay a bank there, use the bank's SWIFT/BIC code and the account number of the person you are paying.

How do I check that a SWIFT code is right?

Search the code or the bank name on this page and compare the bank name, city and branch. Then confirm it with the bank you are paying. A code that looks right does not prove the account exists.

Is a SWIFT code the same as my account number?

No. A SWIFT/BIC code names the bank, not you. To receive money you also need your account number, or your IBAN if your country uses one.