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SWIFT/BIC Codes in Zambia

23 codes · 19 banks · USD

What is a SWIFT/BIC code in Zambia?

A SWIFT/BIC code is a bank's ID for international transfers. It has 8 or 11 characters. The 5th and 6th characters show the country. For Zambia that is ZM. The last 3 characters, when there are 11, point to a branch.

Sources: ISO

AB BANK ZAMBIA LTD.

SWIFT/BIC	City	Branch
ABBAZMLU	LUSAKA	—

ABBAZMLULUSAKA

ABSA BANK ZAMBIA PLC

SWIFT/BIC	City	Branch
BARCZMLXKPC	KITWE	KITWE PROCESSING CENTRE
BARCZMLX	LUSAKA	HEAD OFFICE

BARCZMLXKPCKITWE · KITWE PROCESSING CENTRE
BARCZMLXLUSAKA · HEAD OFFICE

ACCESS BANK ZAMBIA LIMITED

SWIFT/BIC	City	Branch
AZAMZMLU	LUSAKA	—

AZAMZMLULUSAKA

AFRICAN BANKING CORPORATION ZAMBIA

SWIFT/BIC	City	Branch
FMBZZMLX	LUSAKA	—

FMBZZMLXLUSAKA

BANK OF CHINA (ZAMBIA) LTD

SWIFT/BIC	City	Branch
BKCHZMLU	LUSAKA	—

BKCHZMLULUSAKA

BANK OF ZAMBIA

SWIFT/BIC	City	Branch
BAZAZMLA	LUSAKA	—
BAZAZMLU	LUSAKA	—
BAZAZMLUASA	LUSAKA	AUTHORISED SETTLEMENT AGENT

BAZAZMLALUSAKA
BAZAZMLULUSAKA
BAZAZMLUASALUSAKA · AUTHORISED SETTLEMENT AGENT

CITIBANK ZAMBIA LTD

SWIFT/BIC	City	Branch
CITIZMLU	LUSAKA	—

CITIZMLULUSAKA

ECOBANK ZAMBIA

SWIFT/BIC	City	Branch
ECOCZMLU	LUSAKA	—

ECOCZMLULUSAKA

FIRST ALLIANCE BANK

SWIFT/BIC	City	Branch
FALLZMLU	LUSAKA	—

FALLZMLULUSAKA

FIRST CAPITAL BANK LIMITED

SWIFT/BIC	City	Branch
FRCGZMLU	LUSAKA	—

FRCGZMLULUSAKA

FIRST NATIONAL BANK ZAMBIA LIMITED

SWIFT/BIC	City	Branch
FIRNZMLX	LUSAKA	—

FIRNZMLXLUSAKA

INDO-ZAMBIA BANK

SWIFT/BIC	City	Branch
INZAZMLX	LUSAKA	—

INZAZMLXLUSAKA

INVESTRUST BANK LTD

SWIFT/BIC	City	Branch
VSTRZMLU	LUSAKA	—

VSTRZMLULUSAKA

ROYAL MONZE INSTITUTE OF MEDICAL EVANGELISM LIMITED

SWIFT/BIC	City	Branch
RMIEZML2	MONZE	—

RMIEZML2MONZE

STANBIC BANK ZAMBIA LTD.

SWIFT/BIC	City	Branch
SBICZMLX	LUSAKA	LUSAKA BRANCH

SBICZMLXLUSAKA · LUSAKA BRANCH

STANDARD CHARTERED BANK ZAMBIA PLC

SWIFT/BIC	City	Branch
SCBLZMLX	LUSAKA	—
SCBLZMLXSSU	LUSAKA	SECURITIES SERVICES UNIT

SCBLZMLXLUSAKA
SCBLZMLXSSULUSAKA · SECURITIES SERVICES UNIT

UNITED BANK FOR AFRICA ZAMBIA LIMITED

SWIFT/BIC	City	Branch
UNAFZMLU	LUSAKA	—

UNAFZMLULUSAKA

ZAMBIA INDUSTRIAL COMMERCIAL BANK LIMITED

SWIFT/BIC	City	Branch
ZICBZMLU	LUSAKA	—

ZICBZMLULUSAKA

ZAMBIA NATIONAL COMMERCIAL BANK PLC

SWIFT/BIC	City	Branch
ZNCOZMLU	LUSAKA	—

ZNCOZMLULUSAKA

How SWIFT works in Zambia

Banks in Zambia use SWIFT/BIC codes to receive international wires and cross-border payments. The country code in every Zambia BIC is ZM (positions 5–6 of the code). When sending money into Zambia, always match both the SWIFT code and the recipient's bank branch/city to avoid routing errors.

Common questions about SWIFT/BIC codes in Zambia

How do I find my bank's SWIFT code in Zambia?

Search for your bank in the list on this page. You can also check your online banking, a bank statement, or ask your bank. Always confirm the code with the bank before you send money.

Is the SWIFT code the same for all branches?

Not always. An 8-character code names the bank. An 11-character code adds a branch or unit. Some banks accept the 8-character code for every branch and some need the exact branch code, so ask the bank you are paying.

Does Zambia use IBAN?

No. Zambia is not on our list of IBAN countries. To pay a bank there, use the bank's SWIFT/BIC code and the account number of the person you are paying.

How do I check that a SWIFT code is right?

Search the code or the bank name on this page and compare the bank name, city and branch. Then confirm it with the bank you are paying. A code that looks right does not prove the account exists.

Is a SWIFT code the same as my account number?

No. A SWIFT/BIC code names the bank, not you. To receive money you also need your account number, or your IBAN if your country uses one.