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SWIFT/BIC Codes in Montenegro

12 codes · 12 banks · USD

What is a SWIFT/BIC code in Montenegro?

A SWIFT/BIC code is a bank's ID for international transfers. It has 8 or 11 characters. The 5th and 6th characters show the country. For Montenegro that is ME. The last 3 characters, when there are 11, point to a branch.

Sources: ISO

ADDIKO BANK A.D. PODGORICA
SWIFT/BICCityBranch
HAABMEPGPODGORICA—
  • HAABMEPGPODGORICA
ADRIATIC BANK AD PODGORICA
SWIFT/BICCityBranch
AZMNMEPGPODGORICA—
  • AZMNMEPGPODGORICA
CENTRALNA BANKA CRNE GORE (CENTRAL BANK OF MONTENEGRO)
SWIFT/BICCityBranch
CBCGMEPGPODGORICA—
  • CBCGMEPGPODGORICA
CRNOGORSKA KOMERCIJALNA BANKA AD PODGORICA
SWIFT/BICCityBranch
CKBCMEPGPODGORICA—
  • CKBCMEPGPODGORICA
ERSTE BANK AD PODGORICA
SWIFT/BICCityBranch
OPPOMEPGPODGORICA—
  • OPPOMEPGPODGORICA
HIPOTEKARNA BANKA AD
SWIFT/BICCityBranch
HBBAMEPGPODGORICA—
  • HBBAMEPGPODGORICA
LOVCEN BANKA AD
SWIFT/BICCityBranch
LOVBMEPGPODGORICA—
  • LOVBMEPGPODGORICA
NLB BANKA AD PODGORICA
SWIFT/BICCityBranch
MNBAMEPGPODGORICA—
  • MNBAMEPGPODGORICA
PRVA BANKA CRNE GORE AD
SWIFT/BICCityBranch
PRVAMEPGPODGORICA—
  • PRVAMEPGPODGORICA
UNIVERSAL CAPITAL BANK
SWIFT/BICCityBranch
UNCBMEPGPODGORICA—
  • UNCBMEPGPODGORICA
ZAPAD BANKA AD PODGORICA
SWIFT/BICCityBranch
ZBCGMEPGPODGORICA—
  • ZBCGMEPGPODGORICA
ZIRAAT BANK MONTENEGRO
SWIFT/BICCityBranch
TCZBMEPGPODGORICA—
  • TCZBMEPGPODGORICA

How SWIFT works in Montenegro

Banks in Montenegro use SWIFT/BIC codes to receive international wires and cross-border payments. The country code in every Montenegro BIC is ME (positions 5–6 of the code). When sending money into Montenegro, always match both the SWIFT code and the recipient's bank branch/city to avoid routing errors.

Common questions about SWIFT/BIC codes in Montenegro

How do I find my bank's SWIFT code in Montenegro?

Search for your bank in the list on this page. You can also check your online banking, a bank statement, or ask your bank. Always confirm the code with the bank before you send money.

Is the SWIFT code the same for all branches?

Not always. An 8-character code names the bank. An 11-character code adds a branch or unit. Some banks accept the 8-character code for every branch and some need the exact branch code, so ask the bank you are paying.

Does Montenegro use IBAN?

Yes. Montenegro is on our list of IBAN countries. See the IBAN format for Montenegro

How do I check that a SWIFT code is right?

Search the code or the bank name on this page and compare the bank name, city and branch. Then confirm it with the bank you are paying. A code that looks right does not prove the account exists.

Is a SWIFT code the same as my account number?

No. A SWIFT/BIC code names the bank, not you. To receive money you also need your account number, or your IBAN if your country uses one.